Disclaimer & copyright
The European Central Bank (ECB) maintains this website for the European Systemic Risk Board (ESRB). The ESRB through its website intends to enhance public access to information about its activities. Our goal is to keep this information timely and accurate. However, the ESRB and the ECB accept no responsibility or liability whatsoever with regard to the material on this website.
- is information of a general nature and is not intended to address the specific circumstances of any particular individual or entity
- is sometimes linked to external websites over which the ESRB and the ECB have no control and for which the ESRB and the ECB assume no responsibility
- does not constitute professional or legal advice
While information published on this website are based on sources which the ESRB and the ECB consider to be reliable, the ESRB and the ECB accept no responsibility or liability for any losses incurred in connection with any decision made or action or inaction on the part of any party in reliance upon such publication. In particular, the ESRB and the ECB do not accept any responsibility or liability for any economic loss or any indirect or consequential loss or damage including, without limitation, loss of business and loss of profits, as a direct or indirect consequence of, or in connection with, the ESRB publishing the information, including the frequency of such publication or the use of the information by any person.
Please note that documents or other information available on this website are not guaranteed to exactly reproduce officially adopted texts. Only ESRB legal instruments as published in the Official Journal of the European Union and other ESRB documentation and/or data as published by the ESRB are deemed to be authentic.
It is our goal to minimise disruption caused by technical errors. However, the ECB cannot guarantee that its service will not be interrupted or otherwise affected by such problems. The ESRB and the ECB accept no responsibility with regard to any problems occurring as a result of using this website or any linked external websites.
This disclaimer is not intended to limit the ESRB’s and the ECB’s liability in contravention of any requirements laid down in applicable national law or to exclude their liability for matters which cannot be excluded under such law.
If you access any part of this website, you will be deemed to have accepted the foregoing.
Copyright © for the entire content of this website: European Systemic Risk Board, c/o European Central Bank, Frankfurt am Main, Germany.
Subject to the exception below, users of the ESRB's website may make free use of the information obtained directly from it subject to the following conditions:
- When such information is distributed or reproduced, it must appear accurately and the ESRB must be cited as the source.
- Where the information is incorporated in documents that are sold (regardless of the medium), the natural or legal person publishing the information must inform buyers, both before they pay any subscription or fee and each time they access the information taken from the ESRB's website, that the information may be obtained free of charge through the ESRB's website.
- If the information is transformed by the user (e.g. by seasonal adjustment of statistical data, calculation of growth rates) this must be stated explicitly.
- When linking to the ESRB's website from business sites or for promotional purposes, the ESRB's website must be the sole element of the browser's window (i.e. must not appear within another website's frame).
As an exception to the above, any reproduction, publication or reprint, in whole or in part, of documents that bear the name of their author(s), in the form of a different publication, whether printed or produced electronically is permitted only with the explicit prior written authorisation of the ESRB or the author(s).
Use of name and logos
The ESRB and the ECB wish to point out that they cannot be held responsible if the ESRB’s name, logo or address is misused in schemes that are intended to defraud the public. If a member of the public sees or receives questionable documentation that refers to, or allegedly stems from, the ESRB, they should report it immediately to their local law enforcement authority or seek advice from the relevant national members of the ESRB.
The ESRB is committed to user privacy. It only processes your personal data for the purposes described below; it does not divulge them for marketing purposes.
All personal information is processed in line with Regulation (EC) No 45/2001 and the ECB's IT security and confidentiality rules.
What information does the ESRB collect through this website?
Information recorded by the ECB's servers
Cookies – Cookies are small bits of data sent by a website server to the browser on your computer. The browser tells the server when you next visit that particular website. Cookies help us to store user preferences and track usage trends on an aggregated basis.
Log information – Servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as the date and time of your visit, your Internet Protocol address, browser type, browser language, browser screen size, and one or more cookies that identify your browser. The information the ESRB collects is only used to compile statistics, on an aggregated basis, on the usage of this site.
Information recorded by third party servers
Google Analytics – This website makes use of Google Analytics, an external service, to obtain statistics about the usage of the website. Log information collected by the ECB’s servers is also sent to servers operated by Google, and is used to provide the ESRB with aggregated statistics about the number of browser visits, usage patterns, and searches performed on this website.
Personal information communicated via the website or by e-mail
In addition to contacting the ESRB via the e-mail addresses shown on this website, you can also contact us via electronic services such as the ECB online recruitment system, where your personal information is required in order for us to provide the services you request.
How does the ESRB protect and safeguard your information?
Legal basis – The policy on the protection of individuals with regard to the processing of their personal data by the Union institutions and bodies is based on Regulation (EC) No 45/2001. The ESRB processes personal data in accordance with this Regulation.
Data Protection Officer – Within the ESRB, the Data Protection Officer ensures that the provisions of Regulation (EC) No 45/2001 are applied and advises data controllers on fulfilling their obligations (see Article 24 of the Regulation).
The European Data Protection Supervisor acts as an independent supervisory authority for all the Union institutions and bodies (see Articles 41 to 45 of Regulation (EC) No 45/2001).
E-mails – Your personal data are collected only to the extent necessary to reply. If you have any questions about the processing of your e-mail and related personal data, do not hesitate to include them in your message.
Recruitment website – Specific information on data protection concerning the handling of personal data for recruitment purposes can be found on the dedicated career pages of the ECB`s website.