The capital conservation buffer (CCoB) is a capital buffer of 2.5% of a bank’s total exposures that needs to be met with an additional amount of Common Equity Tier 1 capital. The buffer sits on top of the 4.5% minimum requirement for Common Equity Tier 1 capital. Its objective is to conserve a bank’s capital. When a bank breaches the buffer, automatic safeguards apply to limit the amount of dividend and bonus payments it can make.
CCoB rates are updated monthly (last updated: 16 December 2020).
The following map shows current CCoB rates set in Europe:
The following table shows current CCoB rates as well as pending CCoB rates announced by designated authorities (new data are highlighted in red):
Exemptions are provided for certain small and medium-sized investment firms from holding a CCoB in the following countries: Croatia, Denmark, Italy, Luxembourg, Malta, Poland, Slovakia and the United Kingdom.