These measures allow stricter risk weight requirements to be applied. They address risks related to exposures secured by mortgages on residential or commercial immovable property.
In particular, these measures include:
Risk weights can also be increased in accordance with Article 458 CRR (see the section on Other measures).
Please consult the respective national authorities’ websites for the most up-to-date information. The tables below will be updated after the ESRB receives official notifications of the measures (last updated: 26 November 2021).
The following table shows risk weight measures that are currently actively applied in Europe:
|Croatia||Art. 124 CRR||Commercial and residential real estate|
|Latvia||Art. 124 CRR||Commercial real estate|
|Liechtenstein||Art. 124 CRR||Residential real estate||Malta||Art. 124 CRR||Residential real estate||Norway||Art. 124/164 CRR||Commercial real estate||Poland||Art. 124 CRR||Commercial and residential real estate||Romania||Art. 124 CRR||Commercial real estate||Slovenia||Art. 124 CRR||Residential real estate|