These measures allow stricter risk weight requirements to be applied. They address risks related to exposures secured by mortgages on residential or commercial immovable property.
In particular, these measures include:
Risk weights can also be increased in accordance with Article 458 CRR (see the section on Other measures).
Please consult the respective national authorities’ websites for the most up-to-date information. The tables below will be updated after the ESRB receives official notifications of the measures (last updated: 26 November 2021).
The following table shows risk weight measures that are currently actively applied in Europe:
Country | Legal Basis | Exposure |
---|---|---|
Croatia | Art. 124 CRR | Commercial and residential real estate |
Latvia | Art. 124 CRR | Commercial real estate |
Liechtenstein | Art. 124 CRR | Residential real estate | Malta | Art. 124 CRR | Residential real estate | Norway | Art. 124/164 CRR | Commercial real estate | Poland | Art. 124 CRR | Commercial and residential real estate | Romania | Art. 124 CRR | Commercial real estate | Slovenia | Art. 124 CRR | Residential real estate |