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Macroprudential policy and financial stability glossary
All glossary entries
Abbreviations
Banking supervision
ECB
Macroprudential policy and financial stability
Monetary policy
Payments and markets
Statistics
D
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D-SIB
- domestic systemically important bank
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debt service-to-income (DSTI) ratio
- A measure of the amount of debt service payments relative to total disposable income. It is frequently used to assess the financial obligations of mortgage-indebted households and their ability to repay debt, and is useful for evaluating their vulnerability to changes in interest rates in countries with a high share of variable rate mortgages.
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Deposit Guarantee Schemes (DGS) Directive
- Directive 2014/49/EU of the European Parliament and of the Council on deposit guarantee schemes introducing a harmonisation and simplification of rules and criteria applicable to deposit guarantees.
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DFR
- deposit facility rate
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DG ECFIN
- Directorate General for Economic and Financial Affairs, European Commission
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DGS
- deposit guarantee scheme
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DGS Directive
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See
Deposit Guarantee Schemes (DGS) Directive -
DSR
- debt service ratio
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DSTI
- debt service-to-income
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DTI
- debt-to-income