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Belgium – 5-percentage-point risk-weight increase for mortgage loans

This measure expired on 28 May 2017.

This measure involves a 5-percentage-point increase in risk weights applied by banks (using the internal ratings-based approach) to Belgian mortgage loan-related exposures. However, the Nationale Bank van België/Banque Nationale de Belgique has recommended the banks in its jurisdiction to maintain sufficient capital reserves for real estate risk in accordance with the now expired macroprudential measure.

Measure
Recommendation ESRB/2016/3

Reciprocating countries

Last updated on 20 October 2017

The following map shows the Member States reciprocating the measure. The map also shows the Member States which chose not to reciprocate the measure in the light of currently non-material exposures. The remaining countries did not notify the ESRB of their intentions.

The following table details each Member State’s reciprocating measure.

Reciprocating countryInstitution-specific threshold[1]
Croatia2% of portfolio share
Cyprus
Denmark
France
Latvia€1 million
Lithuania
LuxembourgBranches only
Netherlands€50 million
Portugal

[1] De minimis exemption

Download detailed data