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Measures taken in response to coronavirus (COVID-19) pandemic

Adoption date

Type of measure

Beneficiaries' sector specification

Description of measure

20/03/2020

Public guarantees

Non-financial corporations

Extending state guarantees to the SME-lending from 2 billion to 12 billion EUR by Finnvera (state-owned entity) or by banks with the Finnvera guarantee. The default guarantee share is 80% but in some cases 90% guarantee can be granted.

20/03/2020

Other measures of fiscal nature

All sectors

State Pension Fund buying commercial papers 1 bn

20/03/2020

Tax deferrals

All sectors

Deferral of tax payments and TyEL contributions €3–4.5 bn

20/03/2020

Other measures of fiscal nature

Non-financial corporations

Easier reborrowing of pension insurance contributions

20/03/2020

Direct grants

Non-financial corporations

Pension insurance contributions lowered by €1.05 bn

20/03/2020

Direct grants

All sectors

Business Finland and Centre for Economic Development, transport and the Environment, direct assistance +€200 mill for SME and midcap companies.

26/03/2020

Direct grants

All sectors

Amending the decision made on 20.3: Business Finland and Centre for Economic Development, transport and the Environment, direct assistance raised from 200 millions to 1 billion euros for SME and midcap companies.

08/04/2020

Direct grants

All sectors

Amending the decision made on 26.3: Business Finland and Centre for Economic Development, transport and the Environment, direct assistance raised to 1,2 billion euros for SME and midcap companies. Direct assistance for self employed 250 million euros.

05/06/2020

Direct grants

Non-financial corporations

Direct assistance 123 million euros to restaurants. Two parts: 1st for loss coverage due to lockdown and 2nd part for re-employing

01/07/2020

Direct grants

All sectors

Support intended to cover the costs of businesses that have experienced a marked decrease in turnover due to the coronavirus and have costs that are difficult to adjust.

According to the bill, the aim of the support for business costs is to reduce the number of companies facing bankruptcy by ensuring the continuity of business activities and maintaining the financial production capacity.

27/11/2020

Direct grants

All sectors

New round for cost support grants. Both the applicability requirements and the period of support are modified. Support is intended to cover the costs of businesses that have experienced a marked decrease in turnover due to the coronavirus and have costs that are difficult to adjust.

According to the bill, the aim of the support for business costs is to reduce the number of companies facing bankruptcy by ensuring the continuity of business activities and maintaining the financial production capacity.

17/03/2020

SyRB

Banking sector

Abolishment of Systemic Risk Buffer

17/03/2020

O-SII

Banking sector

Lowering of O-SII Buffer from 2,0 % to 1,0 % for OP Group

15/03/2020

Other measure

Non-financial corporations

Bank of Finland restarted to invest in the domestic corporate paper market. The initial size of the program was 500 million EUR, but in the board meeting on 19.3.2020 the board of Bank of Finland decided to double the size to 1 billion EUR.

29/06/2020

Other measure

Households

Lowering LTC limit from 85% to 90%- The limit for first time buyers is still 95%.