Finland – 15% risk weight floor for mortgage loans
This measure involves a credit institution-specific average floor of 15% for risk weights applied by banks (using the internal ratings-based approach) to residential mortgage loans secured by housing units in Finland. The measure applies at the portfolio level.
Last updated on 18 June 2018
The following map shows the Member States reciprocating the measure. The map also shows the Member States that chose not to reciprocate the measure in the light of currently non-material exposures. The remaining countries did not notify the ESRB of their intentions.
The following table details each Member State’s reciprocating measure.
|Reciprocating country||Institution-specific threshold|
 De minimis exemption